Author: wpadminuser

Is Merchant Cash Advance Right For Your Business?

You are a business owner and you need some quick cash for your business. You might have opted for a traditional business loan but it can get rejected. Even worse, you may need to wait for a month. This is where a merchant advance can be of great help.

Well, before you start to ponder on how a merchant cash advance (MCA) can help your business, you should go through the rest of the blog.

What is An MCA?

A merchant cash advance is considered to be an advance and not a loan that is given to a person against future credit card sales receivables.

merchant advance

How MCA Works?

One needs to have a proper understanding of how the merchant advance works. Ideally, an MCA is for those businesses that are on the lookout for some quick finance and their source of revenue is credit and debit card sales.

merchant advance

Repaying the Advance

Unlike the traditional business loans, individuals opting for MCA can repay the amount in different ways. One popular method is to provide a slice of the future credit and debit card sales. Alternatively, one can repay the amount slowly on a weekly or a daily basis from the bank account. This process is known as ACH (Automated Clearing House).

merchant advance

Brokers of MCA are admitting that the latter method of repaying the huge sum of money is getting widely popular. Basically, whatever mode a person chooses to repay the entire merchant advance, one would need to repay the amount till the entire amount is paid off.

The Cost

Depending on the credit card sales receivables, the amount of money that the businesses can obtain vastly depends. However, while deciding the amount, the interest rate is also calculated.

Reason to Opt for It

The reasons behind businesses opting for an MCA are mentioned below. They are:

merchant advance

MCA Pros and Cons

  • In order to get the merchant advance approved, one won’t need to wait for long period of time. The application can take 1 week at the most to get processed.

  • An MCA doesn’t ask for any collateral in order to provide the cash. It sees the business’s daily credit card receipts in order to provide the money. It won’t ask for any deposits.

  • There is no fixed amount of repayment for MCA services. Depending on how well the business is doing, repayment adjustment is made.

However, merchant cash advance comes with certain drawbacks. For instance, if a business is facing greater credit card sales, the annual percentage rate would also increase.  Similarly, the provider of MCA provider can keep the borrowing and interest rate up to 300%. Hence, the repayment structure can be confusing.

With merchant advance being structured as a commercial transaction, it is not subjected to federal regulation. The credit score gets checked by the lender. Last but not the least; individuals don’t get to enjoy any interest savings.

Hopefully, after going through the details you will know it’s good for those businesses who want some quick money. Before taking an MCA, consulting an expert is always advisable.

Tips To Maintain Your Fiberglass Doors

Doors form an integral part of any home. A properly maintained door can easily increase the appeal of a home and make it more valuable. Hence, a beautiful exterior fiberglass door can easily add some refinement to a home. However, in order to keep up its appealing quality, it is important to provide special attention to it. When special attention is given to the doors fiberglass, it can last for a long time. In short, with periodic maintenance doors, the strength and beauty of the doors won’t be compromised.

Maintenance of the Doors is Important

There is no denying of the fact that a door made up of fiberglass is usually tough in nature. They come with protective finishes and can be customized with paint color and hardware of customer’s choice. However, homeowners shouldn’t forget to come up with periodic maintenance for the doors. Only then the door elements won’t wear down.

doors fiberglass

In short, it can be said that by remaining proactive in the maintenance of the fiberglass exterior or interior doors, the longevity of the doors can b easily assured. Here in this blog, you will get to learn some basic tips for doors fiberglass maintenance.

doors fiberglass

Tips to Follow

Just go through these quick tips and you will be able to keep the doors made of fiberglass in tip-top condition. They are:

doors fiberglass

Staining and Finishing

Refinishing the doors made of fiberglass can be a simple way to make the doors look stellar. Staining fiberglass door works in the same way as staining a regular wooden door. However, you should not forget to check the manufacturer’s warranty so that you don’t need to pay for getting it refinished. In case, you need to stain the door, you can simply strip the paint.

doors fiberglass


As doors fiberglass are used as entry doors, they come in contact with various kinds of elements of Nature, such as storm, rain, high wind, etc. Some elements can simply erode the doors and the finish can wear off. Only, regular cleaning of the door’s front façade and inside can keep it in immaculate condition throughout its life. In order to clean the doors, a solution of mild soap and water can be used. It should be done few days before refinishing needs to be done.

doors fiberglass

Fixture Updating

If you are using a fiberglass door as the entry door, it is sure to go through a lot of wear and tear. For instance, the hinges, knob and other parts can wear off with time. However, maintenance of these items through oiling can reduce the wearing of it. In case, the item is beyond repair, it can be replaced.

doors fiberglass

Door Guards

You can easily install door guards on the bottom or top of the doors fiberglass. Once it is installed, it can protect a door from any kind of scuffs, scratches and general wear with daily usage.doors fiberglass

If you want to complete the maintenance job in a professional manner, make sure to start the project with plenty of time in hand. Once the issues of the doors fiberglass are identified and addressed the door can look like a new one.