Few questions before you buy your condominium

Few questions before you buy your condominium

Condominiums are new properties and people do not know much about them. Here are few of the questions that should be answered before a person buys Notting Hill condos for himself.

About ownership

The first that should be answered before you go for buying a condo is that which type of an owner you want. There are various types of ownership that one can have if they want to buy a condo. The first kind is an undivided property. In this type of property, you get your share of place. That space is unshared but you will have to share some of the common places with other residents too. The second kind of ownership is that in which you get some land piece. The land piece is your responsibility. You are responsible for its external maintenance. The third kind of ownership is that in which you buy a stock in a particular building. The building is owned by a stock cooperative. When you buy such ownership then you get a stock certificate. So, before you buy Notting Hill condos, the first question that you need to ask yourself is that what kind of ownership you want to have.

notting hill condos

What rules to be followed?

Condos are owned by homeowners associations. There are certain rules that govern this association. These are known as covenants, conditions, and restrictions. These assure that what rules will be followed by the owner, the renters and the guests. These are basically rulebooks or rule papers. One should read these properly before the purchase. There are different rules for different home associations. Some may not allow a person to lease his share of the unit. Some may not allow pets and some may confine the weight that you can carry inside your unit. So, if you have read the whole rulebook you have the exact idea what you are going to face while you are living in the particular Notting Hill condos.

Who is responsible for maintenance?

There are various issues that one can face while living in society. This can come in one’s mind that who is responsible for solving that issue and for the maintenance of the place. This is the third important question one should ask himself before he goes for seeing a property. Almost every house association has a management firm. This management firm takes care of all these issues and stuff. Whether you need to call a plumber or an electrician you can just inform the association and your work will be done.

Is the place noisy?

This is a very genuine question but one can find the answer to this question by himself or herself. It is ideal to visit the place once and then to decide whether to book it or not. If you will pay a visit to the place then automatically you will come to know whether the place is noisy or not.

So, these were a few of the questions that you should ask before buying a condo. If you want to buy a good condo you can definitely check the Notting Hill condos. This property will definitely meet all your expectations.

Condo Buyers Guide

xo condo

Should I Buy a Condo?

With the prices of single homes rising, most people are now turning to condominiums. The best part about these condos is that they are affordable, low-maintenance and secure. These are the reasons why people who prefer to buy XO Condos is increasing day-by-day.

Condo Concept

When a condo is purchased by you, only a part of the multi-unit property belongs to you. This has various types of ownership. The owners usually take good care of their condos as they increase its value.

Advantages and Disadvantages of Owning a Condo

Capital appreciation is a major benefit of owning a condo. The other benefits include the availability of various types of amenities, equity, ownership, security, no rent increases, and easy financing.

Some of the disadvantages of owning a condo are lesser freedom, paying for things which you might never use, parking, people problems etc.

Common Element Fees

Common element fees must be paid. They are included in the declaration. The fee can vary according to the size of the XO Condos. Fee for common area, exterior, swimming pool, clubhouse, security and all the other additional amenities are included in the common element fees.

Reserve Fund

Reserve funds are set up to cover any unexpected expenses. It is an asset to the condo and the individual owner does not have any right to it.

Condo Security

Security is one of the most important factors to consider. The type of the security provided depends on the type of the XO Condos you own. The security features which are usually included are—CCTV surveillance, parking-security, intercom, lighting, balconies, alarms, mailboxes etc.

xo condos

Parking and Storage Facilities

Parking and storage facilities cost will be covered in the common elements fee. If it is not, check how much parking and storage space is available and how to buy more space. The details will be in the condo declaration.

Quality of Construction

The things to consider are the materials used, the age of the building, the developer’s reputation, reserve fund, the cost of replacement etc.

Design and Layout

The size of your XO Condo should be an adequate living space for you and your family. The exterior changes you can make and the addition of solarium to the balcony are the factors you should consider.

Owner Occupied vs. Tenants

The rental policy and the number of owner-occupied and tenant occupied condominiums are the factors to be taken into consideration.

Management/Appearance

The company, which handles the project, should be a professional one and you must consider its success rate as well. The building’s maintenance and aura must fit your lifestyle.

Restrictions

A long list of rules and regulations will be provided to you when you ask your agent for restrictions. Go through this list thoroughly before making your final decision.

Expenses

Consider the monthly cost involved, the taxes and the insurance before buying your condo.

Follow this guide, and make a wonderful path for yourself to buy an XO Condos of your dreams!

Top Three Basement waterproofing Methods

There is nothing much worse than a wet basement for a homeowner. A thing that appears to be a small puddle or a tiny trickle might be the warning sign of a bigger problem. Moisture in the basement might lead to a wide range of time-consuming and costly repairs.  Starting from toxic mold to structural damage, water in the basement might be a serious problem.  Thus, it is important to keep your basement dry by using Basement waterproofing Toronto methods. You need to prevent moisture from seeping in.

toronto basement waterproofing

What Leads to Basement Moisture?

In order to understand how to keep the basement dry, you need to a thorough understanding of what actually cause moisture to occur in the basement.  Quite unluckily for the homeowners, water has a tendency to find its way into the house. It is because unique nature of construction and nature of the basement, these places might be a bit prone to wetness.

Take a look at some of main cause of basement moisture and why you need Basement waterproofing Toronto.

Improper Drainage and Soil System                                                                                          

In case rain and ground and rain water does not drain away properly then it might make its way into the basement. Poor drainage system and improper soil are one of the primary causes of basement wetness. If you do not direct away the water from home, it is going to accumulate around the foundation where it is going to try to find its way inside.

Poorly Maintained and Installed Gutters

Gutters are made for directing rainwater away from the foundation. In case they are improperly installed, water will drain around the foundation instead of away from it.

Improper Slope

The ground around the foundation of your house should slope away and not towards it.  In case the slope is wrong, water will keep on accumulating on the foundation instead of running away from it.

Cracks in the Basement

Cracks in the basement wall, around the windows, and floors provide the adequate avenue. Water will be able to low through this.  Water is going to flow through the path of resistance and cracks are going to make it easier for the water to come inside and you will have to opt for Basement waterproofing Toronto.

basement waterproofing toronto

Top 3 Basement waterproofing Toronto Methods

Now that you know what causes basement moisture, take a look at what you can do to prevent it.

Interior

You can take this step to keep water out of your basement from inside.  This method can be used if the existing problem has already been identified.  This might include coating and sealants, along with methods to prevent condensation.

Exterior

This is a method that takes place that the exterior portion of the house.  The primary aim of this water is to block water from making its way inside.  This might include exterior drainage system and coating the exterior portion of the wall.

Drainage

Drainage problems are one of the common causes leading to basement moisture. This method might include an inadequately functioning drainage system or make a drainage system if one is not in place.

Keep in mind that each situation is different and you should have a good understanding of the problems of waterproofing at your home.  A good Basement waterproofing Toronto system is going to use these three methods.

Questions To Ask Before Hiring a Plumber Toronto

Just like any contractors you hire, there are some practical things that you have to establish even before the work starts. When you hire a plumber Toronto, there are certain questions that you need to ask.

Are You Licensed?

This is one of the primary questions that you need to ask.  You shouldn’t forget to ask this question.  Moreover, you should not take the plumber’s word for it. Many people operate without a license but it is necessary to have one. If a plumber is licensed, it means that he/she is registered with a governing body at the local level or state. You can check the licensing rules related to your own area.

A plumber who doesn’t have a license will not pass inspection and you might have recourse since you chose him/her despite the fact. Hence, it is better to always ask.

toronto plumbers

Is it the Total Cost?

A majority of the professional plumbers give an estimate to the customers. You have to be careful of the plumber Toronto who wants to give you an estimate over the phone.  Most of the plumbers come to check out the job even before they start with the work. Once the prospective plumber gets the chance to look over the job and gives you the costing, ask if the cost includes materials, contingency, and labor. Some of the estimates might look great on paper. However, it just includes the basic cost of materials and is going to skyrocket as the work proceeds.

Is this a Flat or Hourly Rate?

Several plumbers keep the clause in the contract which mentions that homeowners are going to bear reasonable cost for completing the job. When you get an estimate, make sure that you ask if you are being quoted a flat rate or hourly rate by the plumber Toronto. The flat rate will not change due to the labor cost.  However, the problem with the latter one is that even if the materials have a fixed price, with the progress of the work, the cost will keep on increasing. Hence, you should know what you are getting into before signing the contract.

plumber toronto

When You Want the Payment?

You should not forget to ask when the plumber Toronto expects to be paid and how much money does he want upfront. In case the plumber asks for 100% of the cost even before starting the work, you need to walk away. Some plumbers use the system of milestone.  Once a certain piece of work is done, you will have to pay a certain amount of money. Again, there are some that will use time. After some weeks, you will pay certain portion of the total cost. Milestone is better when it comes to payment since you will pay the money only after the completion of some specific tasks. Time payments works but you will have to pay more money if the plumber Toronto works slowly.

Before you sign the contract, ask about the type of guarantee which comes with the work of the plumber.  Some might promise to come back within a year and cater to the problem. While some will provide service only if certain fixtures are giving you trouble.  You need to ensure that this kind of warranty or guarantee is given in writing.

Liquidate your items with Toronto Estate Sale Serivces

toronto estate sales

Shifting or moving to a new house is always an exciting experience. There are many critical things that a house owner needs to take care when moving to a new location. Some of the important things to take care are ensuring the basic supplies are in order, cleanliness of the house and most important of all is taking care of your property contents. Many people often face the conundrum which items to take and which ones to leave back. Estate sales Toronto is a great way to liquidate your unwanted property items and get a quick cash back in return. Estate sales services in Toronto help owners get the maximum cash return on things that are not required or that needs to be liquidated quickly.

estates sales toronto

Many estate companies do a lot of extensive research on many common and uncommon household items before they put price tag on the estate property. Many senior households in Ontario have many unique antique collectibles that they may no longer intend to keep. finding the right price is often a challenge to ensure getting the maximum price. Estates sales Toronto will take care of any unwanted liquidated item. In some cases when a senior memeber of a household passes away, the other family members have to take care of the estate property behind. This is where estate sales Toronto steps in and helps to liquidate all the items. Not only do estate sale services help with unwanted and antique items but also furnished items and clearing of your attic or basement. In many cases people want to clear out the items placed in the attic or the basement to refurnish and make some extra space. The cash return on liquidating these items can help with the cost of furninish the space instead of just donating or dumping the items.

Why is estates sales in Toronto an important service?

People in Ontario especially the young population tend to change their houses around 5-7 years till they finally settle in place. Statistically people in Ontario change their houses around 3-5 times in their lifetime. Hence liquidating the items becomes an important factor.

Companies that offer estate sales services will take care of the auctioning and organizing the entire event for liquidation. Since companies do it on a regular basis, they already have a large number of potential consumer base that is looking to buy these liquidated items.

Many household owners do not want to get in the hassle of marketing their liquidated items or disposing them of or even cleaning them. Estates sales Toronto will take care of the entire process from marketing and liquidating to disposing off the unwanted and cleaning them after!

estates sales in toronto

If you or anyone of your close friends is planning to move to a new house or sell some of the unwanted items, estates sales Toronto is a great way getting a quick cash return while you happily move or clear out your space. They will take care of sorting, clearing, staging and appraising of properties so that you can get the maximum return without any headaches.

Winter Air Duct Cleaning Is a Must for Every Homeowner

Homeowners know it very well that winter is one of the toughest seasons when excessive moisture and cold temperature can cause a lot of problem. The snow storms can make the roofs leaky; on the other hand excessive moisture present within the air ducts can cause the growth of mold. When molds grow on the ducts it can pollute the indoor air as soon as the HVAC system is turned on.

Breathing the polluted air during the winter or any season can be harmful. However, taking the help of air duct cleaning Toronto, one can easily get rid of the dirty air ducts. Basically, the duct cleaning professional will thoroughly inspect the air ducts and the air filters of the HVAC system. Once they find huge amount of dirt and debris deposit inside it, they would easily clean it with the help of high-end vacuums and other tools.

duct cleaning in toronto

Air Duct Cleaning During Winter

The winter season can stay for a long period even one expects. During the winter months, cooler temperature is going to be a prominent thing. Many homeowners wonder why winter month is the perfect season for cleaning the air ducts. to learn about the reasons, look below.

Circulate Improved Air

Only availing air duct cleaning services, homeowners could easily get rid of the dirt and harmful contaminants that builds up around the ducts. Once the ducts are cleaned, the system would work more efficiently. The system would be able to circulate more warm air all throughout the room. Moreover, the air won’t be very much polluted.

Efficiency

Well, the reason to get air ducts cleaned before winter sets in is because during the winter months, the heating system gets turned on even more. In case, the ducts of the system are clogged it won’t work effectively. Thus, cleaning would improve the efficiency of the system.

Improved Health

In case, you are wondering about the other reasons for availing air duct cleaning Toronto, you would be surprised to know that a cleaner air duct can automatically get rid of health issues. It has been seen that polluted ducts can cause respiratory problems like asthma, bronchitis, and so on. However, as soon as the ducts are cleaned during winter, health issues could be easily avoided.

Risk of Fire

Buildup of dust, debris, and other materials within the HVAC system can increase the chance of catching fire. Thus, duct cleaning professionals can easily get rid of these items from the ducts and make it secure.

air duct cleaning toronto

Lower Electricity Bill

Another reason which has been pointed out by air duct cleaning behind cleaning the air ducts during the winter months is that they don’t have to worry about high electricity bills. For instance, a clogged heating system would need to work hard. Thereby, the cost of the electricity bill would automatically increase. However, scheduled cleaning can cut down the high electricity bill during the winter months.

A cleaned air duct is important for every homeowner. To clean the air ducts, always calling a professional for air duct cleaning Toronto can be a great choice.

What to Look For In a Residential Safe?

A safe is considered to be an investment. Prior to starting with the research process regarding the type of residential safes which can protect your belongings, you need to ask yourself if you have valuables which require investment in protection.  The price of the safe is something that people can justify to themselves. In case you do not want to buy a sturdy material and simply want a sage then you will just not need a safe. To get a good safe, you will have to spend a good deal of money.  If you spend more, you will get additional protection.

residential safe

Education

The unfortunate things about any residential safes company are that most of them do not advertise their construction and specific security of the product. Thus, you need to find out what are the questions that you need to ask. When you ask the questions, you also need to find out what are the answers that you would like to hear. Buying blind or buying without doing any kind of research might lead to a large purchase which does not offer proper protection. Before you buy them, check them out.

Steel Content

Find out about the steel content for the door and the body. Most of the safes have a body of ½ or 1/3 metal content. Again, the gauge of the steel is also necessary to consider. 12 gauge is known to be the lowest gauge steel that can be used for a safe. With the decrease in the number, the strength of the steel will increase. Additional stainless steel layers are going to disperse heat from torch attack and offer added strength.  You have to be careful about composite doors since their thickness doesn’t represent the stainless steel content.

Welding

For a strong construction, you will have to buy residential safes with continuous weld.  This means that the weld is used for fusing two metals.  A continuous weld will vary to a great extent from spot weld.  This is weaker and makes use of binding spots which can be compromised.  Sledge hammers can also be used for breaking the spot welds. However, there are several ways to the spot welded apart from the metal.  You will be able to drill out the spot welds, use a specific spot, or burn it with the help of a torch.  The end result will be a solid piece of metal with continuous weld for your residential safes.
Residential Safes

Fire Resistant Standards

Every safe company is known to use different standards for measuring fire resistance. Irrespective of the bold claims, there is no safe which is fireproof. When you find out the company specific testing criteria, you have to pay attention to whether the sage has been tested and long the test has been run. High resistance time and low temperature will be same as high temperature and low resistance time. In case the company is unwilling to tell you how they are going to test their safes, it is better not to purchase the product. Fire resistance is a necessary factor and lack of information will surely lead to loss.

Do not forget to check the warranty that residential safes company is providing.  It tells you that the company has faith in their product and they hold themselves at a high standard.

Is Merchant Cash Advance Right For Your Business?

You are a business owner and you need some quick cash for your business. You might have opted for a traditional business loan but it can get rejected. Even worse, you may need to wait for a month. This is where a merchant advance can be of great help.

Well, before you start to ponder on how a merchant cash advance (MCA) can help your business, you should go through the rest of the blog.

What is An MCA?

A merchant cash advance is considered to be an advance and not a loan that is given to a person against future credit card sales receivables.

merchant advances

How MCA Works?

One needs to have a proper understanding of how the merchant advance works. Ideally, an MCA is for those businesses that are on the lookout for some quick finance and their source of revenue is credit and debit card sales.

 

Repaying the Advance

Unlike the traditional business loans, individuals opting for MCA can repay the amount in different ways. One popular method is to provide a slice of the future credit and debit card sales. Alternatively, one can repay the amount slowly on a weekly or a daily basis from the bank account. This process is known as ACH (Automated Clearing House).

merchant advance

Brokers of MCA are admitting that the latter method of repaying the huge sum of money is getting widely popular. Basically, whatever mode a person chooses to repay the entire merchant advance, one would need to repay the amount till the entire amount is paid off.

The Cost

Depending on the credit card sales receivables, the amount of money that the businesses can obtain vastly depends. However, while deciding the amount, the interest rate is also calculated.

Reason to Opt for It

The reasons behind businesses opting for an MCA are mentioned below. They are:

MCA Pros and Cons

  • In order to get the merchant advance approved, one won’t need to wait for long period of time. The application can take 1 week at the most to get processed.

  • An MCA doesn’t ask for any collateral in order to provide the cash. It sees the business’s daily credit card receipts in order to provide the money. It won’t ask for any deposits.

  • There is no fixed amount of repayment for MCA services. Depending on how well the business is doing, repayment adjustment is made.

However, merchant cash advance comes with certain drawbacks. For instance, if a business is facing greater credit card sales, the annual percentage rate would also increase.  Similarly, the provider of MCA provider can keep the borrowing and interest rate up to 300%. Hence, the repayment structure can be confusing.

With merchant advance being structured as a commercial transaction, it is not subjected to federal regulation. The credit score gets checked by the lender. Last but not the least; individuals don’t get to enjoy any interest savings.

Hopefully, after going through the details you will know it’s good for those businesses who want some quick money. Before taking an MCA, consulting an expert is always advisable.

Tips To Maintain Your Fiberglass Doors

Doors form an integral part of any home. A properly maintained door can easily increase the appeal of a home and make it more valuable. Hence, a beautiful exterior fiberglass door can easily add some refinement to a home. However, in order to keep up its appealing quality, it is important to provide special attention to it. When special attention is given to the doors fiberglass, it can last for a long time. In short, with periodic maintenance doors, the strength and beauty of the doors won’t be compromised.

Maintenance of the Doors is Important

There is no denying of the fact that a door made up of fiberglass is usually tough in nature. They come with protective finishes and can be customized with paint color and hardware of customer’s choice. However, homeowners shouldn’t forget to come up with periodic maintenance for the doors. Only then the door elements won’t wear down.

doors fiberglass

In short, it can be said that by remaining proactive in the maintenance of the fiberglass exterior or interior doors, the longevity of the doors can b easily assured. Here in this blog, you will get to learn some basic tips for doors fiberglass maintenance.

 

Tips to Follow

Just go through these quick tips and you will be able to keep the doors made of fiberglass in tip-top condition. They are:

 

Staining and Finishing

Refinishing the doors made of fiberglass can be a simple way to make the doors look stellar. Staining fiberglass door works in the same way as staining a regular wooden door. However, you should not forget to check the manufacturer’s warranty so that you don’t need to pay for getting it refinished. In case, you need to stain the door, you can simply strip the paint.

Cleaning

As doors fiberglass are used as entry doors, they come in contact with various kinds of elements of Nature, such as storm, rain, high wind, etc. Some elements can simply erode the doors and the finish can wear off. Only, regular cleaning of the door’s front façade and inside can keep it in immaculate condition throughout its life. In order to clean the doors, a solution of mild soap and water can be used. It should be done few days before refinishing needs to be done.

 

Fixture Updating

If you are using a fiberglass door as the entry door, it is sure to go through a lot of wear and tear. For instance, the hinges, knob and other parts can wear off with time. However, maintenance of these items through oiling can reduce the wearing of it. In case, the item is beyond repair, it can be replaced.

 

Door Guards

You can easily install door guards on the bottom or top of the doors fiberglass. Once it is installed, it can protect a door from any kind of scuffs, scratches and general wear with daily usage.doors of fiberglass

If you want to complete the maintenance job in a professional manner, make sure to start the project with plenty of time in hand. Once the issues of the doors fiberglass are identified and addressed the door can look like a new one.